Credit Risk Management Specialist - Nutrinova

Overview:

Besides customer credit risk assessment and management, the role also includes general Risk Management responsibilities mostly connected to the Treasury area.

Responsibilities:

YOU will be involved in the following tasks:

• Conduct thorough analysis of existing and potential customer's financial statements and assessment of credit requests, including both new and change requests and annual due diligence
• Review and maintain credit scoring model for existing and new customers
• Provide recommendations on payment terms and credit limit tied to analysis and assessment of credit risk
• Present analysis, findings, and recommendations to managers, especially findings that involve a customer’s ability to pay
• Follow specific country related risks and update payment term recommendations based on country risk assessment
• Analyze data to verify information and uncover fraud
• Daily monitoring of customer orders with credit block and timely resolution of blocked items by collaboration with stakeholders
• Approve or reject credit and payment term requests based on risk assessment
• Review and update the company’s credit policy when necessary
• Assist with cash management of the company

Qualifications:

What YOU will bring to the team:

• College/ University degree in Finance / Economics/ Accounting
• Fluency in English
• Strong time management and prioritization skills
• Accuracy, excellent numerical and analytical skills, attention to detail
• Critical thinking skills
• Good communication and stakeholder management skills
• Ability to research financial topics and present accessible reports on that research to colleagues with differing areas of expertise
• Decision making and negotiation skills
• SAP experience
• Min. 2-3 years experience in a relevant Finance field - Treasury or Accounting or Credit Management role
• Credit Risk Analyst background is preferred